Omnichannel / Chat & WhatsApp
Chat, WhatsApp & messaging

Text conversations that end with the problem solved.

Website chat, in-app chat, WhatsApp and social DMs, answered by the same AI agent — grounded in your policies, reading the live order, and written the way each channel expects. Your team sees a draft, a briefing or nothing at all, depending on how you set the channel.

Website chat · signed-in customeronline
Wrong item — I got peanut butter, I'd ordered almond.
order ST-48226 readsubstitution policy §3
Sorry about that, Priya. A replacement almond butter is on its way — free, arriving 9:10 PM. Keep the jar.
Oh nice, thanks!
✓ replacement sent · 39 s
Type a message…
1 scriptto embed the website chat
2 modescopilot or autonomous, per channel
2 triggersfor handing off to a person
Citedevery answer, from your own documents
WhatsApp

WhatsApp, where your customers already are.

Connect your WhatsApp Business number through Meta's Cloud API, Gupshup or Twilio and the same agent answers there: short lines, at most one emoji, the order or vehicle already looked up, and the action taken in the thread — a pickup booked, a replacement sent, a payment link for a failed COD.

WhatsApp · +91 98•• ••2210business account
Bike not charging since last night. Travelling tomorrow 😟
Hi Rahul — I can see your EX2 stopped charging at 21% (charger fault). I tried a remote reset; it didn't clear. Can we pick it up from home tomorrow at 9?
Yes, book it
Done ✅ Pickup 9:00 AM, Baner service centre. Loaner scooter included.
pickup bookedcase AV-2041short lines · one emoji max
Copilot mode

Start with the AI as a copilot, not a stranger on the front line.

In copilot mode the agent never messages the customer. It posts a private note beside the conversation: a summary, the customer's sentiment, the intent, a suggested reply with its sources, and the next best action — already run if it's a lookup, one click if it's a refund.

When an intent's scores hold up, switch that channel to autonomous and the same reply goes out directly.

Copilot · private note to the agentnot sent to the customer
Intent
Refund status
Sentiment
Annoyed
Confidence
0.86
Summary
Refund for a cancelled order, 6 days ago. Meera is asking for the second time.
Suggested reply
Your refund of ₹486 was issued on Tuesday (RF-2291). Banks take 5–7 working days, so it should reach you by Monday.
refunds.md · §4live: RF-2291
Next best action: none needed — refund already issuedUse reply
Handoff

It knows when to stop — and leaves a briefing when it does.

On autonomous channels the agent hands off on exactly two triggers: when its confidence in the answer falls below the gate, or when the customer asks for something that needs approval. The conversation opens in your queue, labelled and assigned, with a briefing pinned on top.

Handoff briefing · pinned to the conversationhuman assigned
low confidence · 0.41intent · damaged itemsentiment · angry
Why you're seeing this
Asking for a refund above ₹50 — that needs a person.
What they want
Full refund for a cracked blender jar, order ST-51840.
What's already known
Delivered yesterday 7:42 PM · photo attached · first complaint.
What I told them
That a colleague will confirm the refund within the hour.
Status → open · auto-assigned to the next available agent
Also in Chat & WhatsApp
Website chat

An embeddable widget

Recognises signed-in customers and continues the same case across visits.

In-app chat

Inside your app

Customers chat from their orders or vehicles; the agent already knows which one.

Instagram

DMs answered

Friendly, brief replies in the DM, on the same case as everything else.

Public social

Drafts, not surprises

Replies to public posts on X are written for a person to approve.

Triage

Labels and sentiment

Every conversation tagged with intent and mood the moment it arrives.

Hours

Always on

Answers at 2 a.m. the way it does at 2 p.m., and queues for your team's hours.

Questions

Frequently asked

Can Settl answer customers on WhatsApp?

Yes. Connect a WhatsApp Business number through Meta's Cloud API or a provider such as Gupshup or Twilio, and the same AI agent answers there with the same policies and actions as every other channel.

Will the AI reply to customers without anyone checking?

Only where you allow it. Each channel runs in copilot mode — private drafts for your team — or autonomous mode. Public social replies are always drafts for approval.

When does a chat get handed to a human?

When the agent's confidence falls below the gate, or when the customer asks for something that needs approval, such as a refund above your limit. It also hands off whenever a customer asks for a person.

Can my agents edit the AI's suggestion?

Yes. In copilot mode the suggested reply is a starting point — use it, edit it or ignore it.

Does it work with our existing website?

Yes. The chat widget is one embed script, and it can identify customers who are already signed in.

GET STARTED

The queue that empties itself.

Give us your three worst intents and two weeks. We'll run them against your real tickets and show you what closes itself.

↗A working agent on your data, not slides
#Grounded on your policies — cited or handed off
✓Human approval on every action that moves money
TYPICAL RESPONSE · WITHIN ONE WORKING DAY
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